Yes your money matters and you need to take care of it so that you can take care of you when age knocks. Make sure to save enough before you retire because that will help you live a good life even when your strength and your youth is gone. Let’s face it here everyone shall get old but it depends on how you will live after retirement. The best retirement advice Dublin experts will help you plan for old age.
Your money matters and have to say that again because most people forget that money is the value you get for work you do. Unfortunately when we get old we are not as productive as we were when we were young. That means that you we need a way to sustain yourself without having to work much. Remember that old age comes with loss of strength and sometimes a few illnesses here and there.
The government or your employer makes you retire so that the you can pave way for a more energetic person. That means you are left with no source of income to take care of yourself or your family. In this post I let you know about best retirement advice in Dublin and how you can take care of yourself even when old age comes.
Pension is never enough
I have to be strictly honest with you and look you in the face to tell you that pension is never enough. Yes I know that you have already spent your money on Educating your kids but that should not be considered as a personal investment but rather a responsibility. Let the laws take their course in that they will slash your salary for the social benefits. However make sure to be smarter than just wait for the petty cash you will get in the name of pension. If you have this mentality you will understand point number two.
Invest early
After graduation everybody is happy that they will land a job immediately. Some people are lucky enough to find that job but they forget one important thing. That he is you’ve just comes once. You need to invest in your future and once you have the job of your dreams you need to invest for your old age. Make sure to have enough Investments that can service you when you are old. In fact you might realise that your investment might be doing well enough for you to retire early.
I agree that not everyone was built or born for business. That is why I am not telling you to put your money in business or become an entrepreneur. Entrepreneurship means taking risk and you may not want to risk everything you have. Instead I’m just talking about putting your money in already existing businesses that will pay you well in due course. I know you’re already asking where a fresh graduate who’s just been employed will get enough money to invest. But that’s exactly the point if you plan well for you money you will understand the next point.
Plan for your money
A dollar saved is a dollar earned. You do not need to make millions in order to save for your investment full stop that means that once you save the little you have it will add up and become enough for an investment or a project. This is the secret that most people in the middle class give a blind eye to. Make sure to listen two people who are due to save because they are important in helping you conserve the little you have. I do not mean that you should not buy the flashy cars or clothes that your use support but instead I want you to do it in a way that you have the future in mind.